Building A Relationship

Engagement

Identify your needs and objectives

We will arrange an introductory meeting to explain how our services work, to establish your primary financial needs and objectives, and to answer any of your questions.

Discovery

Gather Information

If you feel you can benefit from our service, your adviser will work with you to fully understand your objectives and develop these into well defined goals. Your adviser will gather information to provide a comprehensive picture of your circumstances.

Research & Analysis

We prepare an analysis of your situation

Once your objectives are agreed, we will work with you to complete a Personal Financial Plan (PFP). This wtitten report will provide you with an analysis of your current financial position and identifies areas to develop and act upon.

Plan Presentation

Develop and Action Plan

When we've produced your PFP, we'll take you through it stage by stage. It will set out specific and realistic recommendations designed to achieve your stated objectives over an agreed time

Implementation

Plan Implementation

Now it's time to put the plan into action. You can relax in the knowledge that we'll be taking care of all the necessary final steps to turn your plan into reality.

Ongoing Service & Relationship

We prepare an analysis of your situation

Where an ongoing service is agreed, your adviser will help you to review your PFP to make sure it remains on track with your objectives. Reviews will take account of any changes in your personal circumstances, financial market conditions and relevant legislation.

The Importance Of Being Independent

As a firm of Independent Financial Advisers, regulated by the Financial Conduct Authority (FCA), we are professionals who offer independent advice on financial matters to clients and recommend suitable financial products from the whole of market.


We work independently for clients rather than representing an insurance company or bank.  After conducting a detailed survey of clients' needs we will advise appropriate action to meet their objectives and if necessary recommend suitable products to match their needs.

The Importance Of Regulation

Hannay Investments is authorised and regulated by the Financial Conduct Authority (FCA). Our registered number is 181705 which can be checked on the FCA Register by visiting www.fca.org.uk